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JUNCTION 75 LTD
T/A COURTNEYS ESTATE AGENTS

PRIVACY NOTICE
&
PRIVACY POLICY

What is the purpose of this document?

Junction 75 Ltd T/A Courtneys Estate Agents (hereafter referred to as Courtneys) is committed to protecting the privacy and security of your personal information.

This privacy notice and privacy policy describes how we collect and use personal information about you during and after your working relationship with us, in accordance with the General Data Protection Regulation (GDPR).

Courtneys is a "data controller". This means that we are responsible for deciding how we hold and use personal information about you. We are required under data protection legislation to notify you of the information contained in this policy.

This notice applies to current and former customers, suppliers, contractors and other third parties. This notice does not form part of any contract to provide services. We may update this notice at any time.

It is important that you read this notice, together with any other privacy notice we may provide on specific occasions when we are collecting or processing personal information about you, so that you are aware of how and why we are using such information.

Data protection principles

We will comply with data protection law. This says that the personal information we hold about you must be:

  1. Used lawfully, fairly and in a transparent way.
  2. Collected only for valid purposes that we have clearly explained to you and not used in any way that is incompatible with those purposes.
  3. Relevant to the purposes we have told you about and limited only to those purposes.
  4. Accurate and kept up to date.
  5. Kept only as long as necessary for the purposes we have told you about.
  6. Kept securely.

The kind of information we hold about you

Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).

We will collect, store, and use the following categories of personal information about you including, but not limited to, the following:

There are "special categories" of more sensitive personal data which require a higher level of protection, including information about your race or ethnicity, religious beliefs, sexual orientation and political opinions, health, genetic or biometric data, criminal convictions and offences or trade union membership.

We do not envisage that we will hold or process special categories of sensitive personal data as highlighted above.

How is your personal information collected?

We collect most information from you. However, we may also collect information:

How we will use information about you

Under data protection law, we can only use your personal data if we have a proper reason for doing so, eg:

A legitimate interest is when we have a business or commercial reason to use your information, so long as this is not overridden by your own rights and interests.
The table below explains the reasons what we use and process your personal data and our reasons for doing so:

What we use your personal data for

Our reasons

To provide product and services to you

For the performance of our contract with you or to take steps at your request before entering into a contract

To prevent and detect fraud against you or Courtneys.

For our legitimate interests or those of a third party, ie to minimise fraud that could be damaging for us and for you.

Conducting checks to identify and verifying their identity
Screening for financial and other sanctions or embargoes
Other processing necessary to comply with professional, legal and regulatory obligations that apply to our business, eg under health and safety regulation or rules issued by our professional regulator.

To comply with our legal and regulatory obligations

Gathering and providing information required by or relating to audits, enquiries or investigations by regulatory bodies

To comply with our legal and regulatory obligations

Ensuring business policies are adhered to, eg policies covering security and internet use

For our legitimate interests or those of a third party

Ensuring the confidentiality of commercially sensitive information

For our legitimate interests or those of a third party
To comply with our legal and regulatory obligations

Statistical analysis to help us manage our practice, eg in relation to our financial performance, client base, work type or other efficiency measures

For our legitimate interests or those of a third party

Updating and enhancing client records

For the performance of our contract with you or to take steps at your request before entering into a contract
To comply with our legal and regulatory obligations
For our legitimate interests or those of a third party

Marketing our services and those of selected third parties to:
—existing and former clients;
—third parties who have previously expressed an interest in our services;
—third parties with whom we have had no previous dealings.

For our legitimate interests or those of a third party

Credit reference checks via external credit reference agencies

For our legitimate interests or a those of a third party

External audits and quality checks

For our legitimate interests or a those of a third party
To comply with our legal and regulatory obligations

The above table does not apply to special category personal data, which we will only process with your explicit consent.

Some of the above grounds for processing will overlap and there may be several grounds which justify our use of your personal information.

Promotional communications

We may use your personal data to send you updates (by email, text message, telephone or post) about residential property and commercial property developments that might be of interest to you and/or information about our services, including exclusive offers, promotions or new services or products.

We have a legitimate interest in processing your personal data for promotional purposes (see above ‘How we will use information about you’). This means we do not usually need your consent to send you promotional communications. However, where consent is needed, we will ask for this consent separately and clearly.

We will always treat your personal data with the utmost respect and never sell OR share it with other organisations outside of Courtneys for marketing purposes.

You have the right to opt out of receiving promotional communications at any time by contacting us by post or email by contacting Tim Gorgulu (see ‘How to contact us’).

We may ask you to confirm or update your marketing preferences if you instruct us to provide further services in the future, or if there are changes in the law, regulation, or the structure of our business.

Retention Policy

This policy sets out how long information will normally be held by us and when that information will be confidentially destroyed.

How long your personal data will be kept

We will keep your personal data after we have finished working with you. We will do so for one of these reasons:

We will not retain your data for longer than necessary for the purposes set out in this policy. Different retention periods apply for different types of data.

We will only retain your personal information for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

In some circumstances we may anonymise your personal information so that it can no longer be associated with you, in which case we may use such information without further notice to you. Once you are no longer a customer, supplier, contractor and other third party of the company we will retain and securely destroy your personal information in accordance with applicable laws and regulations.

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of yourpersonal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.

By law we have to keep basic information about our customers (including Contact, Identity, Financial and Transaction Data) for legal, regulatory and tax purposes.

Information (hard copy and electronic) will be retained for at least the period specified in our Data Retention Period (see Appendix).

All information must be reviewed before destruction to determine if there are special factors that mean destruction should be delayed, eg:

  1. potential litigation
  2. complaints
  3. ongoing cases

We will endeavour to delete hard copy and electronically held documents and information at the end of the retention period.

Data Retention Period – Appendix

Matter type

Retention period

Matters where a prospective tenant requests Courtneys find the tenant a residential or commercial property but Courtneys do not find or place the tenant in a suitable property.

3 years or a date the prospective tenant notifies us in writing to delete their data in accordance with this Privacy Policy, whatever comes earlier.

Matters where a prospective landlord requests Courtneys find a residential or commercial tenant but Courtneys do not find or place a suitable tenant.

6 years or a date the prospective tenant notifies us in writing to delete their data in accordance with this Privacy Policy, whatever comes earlier.

Matters where a tenant requests Courtneys find the tenant a residential or commercial property and Courtneys successfully place the tenant in a residential or commercial property.

6 years

Matters where a landlord requests Courtneys find the landlord a residential or commercial property tenant and Courtneys successfully place a tenant in a residential or commercial property.

6 years

Matters where Courtneys are instructed on behalf of a landlord to manage a residential or commercial property.

6 years from the conclusion of Courtneys’ management

Anti-money laundering records including records of client identity and verification checks made under our client due diligence procedure.

6 years after the business relationship ends or the transaction completes.

Tax

6 years after the end of the period or assessment

Financial/Accounts records

6 years

Marketing

6 years unless you ‘opt out’ of the marketing material or exercise your right to withdraw in accordance with this policy.

Complaints records

1 year from the conclusion of the complaint

If you fail to provide personal information

If you fail to provide certain information when requested, we may not be able to perform the contract we have entered into with you, or we may be prevented from complying with our legal obligations.

Change of purpose

We will only use your personal information for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If we need to use your personal information for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.

Please note that we may process your personal information without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.

How we use particularly sensitive personal information

Special categories" of particularly sensitive personal information require higher levels of protection. We need to have further justification for collecting, storing and using this type of personal information.

As confirmed previously, we do not envisage that we will obtain, handle or process your sensitive personal information. However, we may process special categories of personal information in the following circumstances:

  1. In limited circumstances, with your explicit written consent.
  2. Where we need to carry out our legal obligations.
  3. Where it is needed in the public interest, such as for equal opportunities monitoring.
  4. Where it is needed to assess your capacity on health grounds, subject to appropriate confidentiality safeguards.

Less commonly, we may process this type of information where it is needed in relation to legal claims or where it is needed to protect your interests (or someone else's interests) and you are not capable of giving your consent, or where you have already made the information public. We may also process such information about members or former members in the course of legitimate business activities with the appropriate safeguards.

Do we need your consent – sensitive personal data?

In limited circumstances, we may approach you for your written consent to allow us to process certain particularly sensitive data. If we do so, we will provide you with full details of the information that we would like and the reason we need it, so that you can carefully consider whether you wish to consent. You should be aware that it is not a condition of your contract with us that you agree to any request for consent from us.

Data sharing

We may have to share your data with third parties, including third-party service providers and other entities in the group.

We require third parties to respect the security of your data and to treat it in accordance with the law.

We may transfer your personal information outside the EU. If we do, you can expect a similar degree of protection in respect of your personal information.

Why might you share my personal information with third parties?

We will share your personal information with third parties where required by law, where it is necessary to administer the relationship with you or where we have another legitimate interest in doing so.

"Third parties" includes third-party service providers (including contractors and designated agents) and other entities within our group. The following activities are carried out by third-party service providers: Estate IT Limited, Rightmove, Zoopla.

All our third-party service providers and other entities in the group are required to take appropriate security measures to protect your personal information. We do not allow our third-party service providers to use your personal data for their own purposes. We only permit them to process your personal data for specified purposes and in accordance with our instructions.

We may share your personal information with other third parties, for example in the context of the possible sale or restructuring of the business. We may also need to share your personal information with a regulator or to otherwise comply with the law.

Data security

We have put in place measures to protect the security of your information.

Third parties will only process your personal information on our instructions and where they have agreed to treat the information confidentially and to keep it secure.

We have put in place appropriate security measures to prevent your personal information from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal information to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal information on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected data security breach and will notify you and any applicable regulator of a suspected breach where we are legally required to do so.

Your rights

You have the following rights, which you can exercise free of charge:

Access

The right to be provided with a copy of your personal data (the right of access)

Rectification

The right to require us to correct any mistakes in your personal data

To be forgotten

The right to require us to delete your personal data—in certain situations

Restriction of processing

The right to require us to restrict processing of your personal data—in certain circumstances, eg if you contest the accuracy of the data

Data portability

The right to receive the personal data you provided to us, in a structured, commonly used and machine-readable format and/or transmit that data to a third party—in certain situations

To object

The right to object:
—at any time to your personal data being processed for direct marketing (including profiling);
—in certain other situations to our continued processing of your personal data, eg processing carried out for the purpose of our legitimate interests.

Not to be subject to automated individual decision-making

The right not to be subject to a decision based solely on automated processing (including profiling) that produces legal effects concerning you or similarly significantly affects you

To withdraw

In the limited circumstances where you may have provided your consent to the collection, processing and transfer of your personal information for a specific purpose, you have the right to withdraw your consent for that specific processing at any time. To withdraw your consent, please contact Tim Gorgulu. Once we have received notification that you have withdrawn your consent, we will no longer process your information for the purpose or purposes you originally agreed to, unless we have another legitimate basis for doing so in law.

For further information on each of those rights, including the circumstances in which they apply, please contact us or see the Guidance from the UK Information Commissioner’s Office (ICO) on individuals’ rights under the General Data Protection Regulation .
If you would like to exercise any of those rights, please:

We may need to request specific information from you to help us confirm your identity and ensure your right to access the information (or to exercise any of your other rights). This is another appropriate security measure to ensure that personal information is not disclosed to any person who has no right to receive it.

Changes to this privacy notice

We reserve the right to update this privacy notice at any time, and we will provide you with a new privacy notice when we make any substantial updates. We may also notify you in other ways from time to time about the processing of your personal information.

If you have any questions about this privacy notice, please contact Tim Gorgulu.

How to complain

We hope that we can resolve any query or concern you may raise about our use of your information.

The General Data Protection Regulation also gives you right to lodge a complaint with a supervisory authority, in particular in the European Union (or European Economic Area) state where you work, normally live or where any alleged infringement of data protection laws occurred. The supervisory authority in the UK is the Information Commissioner who may be contacted at https://ico.org.uk/concerns or telephone: 0303 123 1113.

How to contact us

Please contact us by post, email or telephone if you have any questions about this privacy policy or the information we hold about you.

Our contact details are:

Post

Email

544 Kingsland Road
Dalston
London
E8 4AH

enq@courtneys-estates.com

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